What’s Your Magic Money Moment?

During MoneyMaestra events, Magic Money Moments are highlighted because they are the essence of The Joy of Money! A Magic Money Moment is when you are able to use your money to create magic. That magic may be buying your first home, paying for a trip to Hawaii for your parents, donating a chunk of money to a charity close to your heart, paying off your college loans, helping a friend in need, or taking an amazing trip, to name just a few of the endless possibilities for using your money to create magic. For me, traveling with the people I love create some of my best Magic Money Moments. In this WiseWednesdays Blog I will focus on a trip to Costa Rica in June 2017, with seven of my favorite women on the planet! This trip was magical, freeing, crazy fun, and transformative. One of my favorite quotes from the trip was, “I have never felt this free before,” as she jumped off the zip-line platform into the sky!

Having a plan and a budget- Making your money work for you…

Costa Rica was possible for the WW8 (our nickname- Wonder (and Wander) Women 8) because we planned this trip in advance and prepared for it financially. My dear friend Lisa and I met with one of the owners of the small tour company about 10 months prior to our departure and began planning the bespoke trip on a set budget. When you set your mind and your heart and your budget to a goal and you throw in excitement, friendship, gratitude, and the spirit of adventure- it’s extraordinary what results you can produce!

I love the feeling at the beginning of what you know is going to be an incredible vacation. The eight of us stepped off the plane, gathered our bags, and were greeted by Henry, the tour company owner and our personal guide for the week. He drove a large van that comfortably accommodated all of us and our luggage. The van became known as “the portal” because every day Henry would tell us to meet at the van at a specific time so we could be transported to our adventure of the day. We were laughing until it hurt before we even arrived at the boutique villas where we stayed. You know it’s going to be good when that happens!

The first night Henry told us he wanted to take us to a special place that would give us a feeling for the beauty of Costa Rica and that also had really good cocktails. The photo at the top is the WW8 at that indeed very special place. This was the view..

And yes, the cocktails were good.

The next day we took a catamaran to a private island for lunch, that’s the WW8 below waiting to board the boat.

It’s hard to pick a favorite day because every day was complete and utter joy! Seriously, sometimes we had to pinch ourselves and say is this really happening? Yes, it was and yes, we were experiencing every delicious joyful moment!

Did someone say, private river jungle cruise??? Oh, and a luscious lunch awaiting us as we disembarked the boat…Check!

How about a private walking tour of a rain forest…Check!

That zip-lining experience…even included upside-down zip-lining! To make it even better, when we came down from the trees, we were in a meadow of flowers covered with butterflies! Seriously, almost like a dream…

Another day, we had an entire beach bar to ourselves and a home-cooked fresh fish lunch..

The bar was on stilts
And this was our view…

This trip changed our lives, in an incredible and beautiful way! We experienced a week in time that will forever be imprinted on our hearts. I want to help shift the way people think about money- it is not to be feared, it is to be understood. When you understand how money and budgeting works- it allows space and freedom to create the life you want. I want you to experience the joy of money! So what’s your Magic Money Moment?

Be a warrior woman-Join the Joy of Money Tribe

The power of female friendship and bonding is remarkable. I consider my friends one of the greatest treasures of my life. This summer, MoneyMaestra is offering a 3-part online Zoom series: Women, Money, and Relationships. Our relationship with money is intimate and it affects every relationship in our lives. Learn to consciously engage with money, for it is a mindful practice. MoneyMaestra offers a #NoJudgmentZone for women to talk about money. This series will:

  • Educate you about money principles
  • Connect you with the power of money
  • Analyze your past and current relationship with money
  • Help you gain confidence and get comfortable talking about money

Through Friday, June 26th use discount code WOMENMONEY to get a $24 reduction in price. Register below.

With gratitude and joy,

Susan, The MoneyMaestra

Susan Howell
Written by: Susan Howell, The MoneyMaestra.

Even though I grew up without money, I was able to retire at 50 based on my financial practices. I worked for the Federal Government for 26 years, with 6 of those years at the IRS and 20 at the Department of Justice, which included investigating many money-related cases.

I created MoneyMaestra to share what I know and to help people get on the path to Financial Freedom.


  1. Grace

    Amazing article. Entertaining, educational and riveting!!

    • Susan Howell

      Thank you Grace! When we can tap into The Joy of Money- transformation happens.

  2. Deena McElroy

    So blessed to be a part of this tribe of amazing women. Being wise with money can open up so many doors and experiences. I hope you sign up for Susan’s classes so you can find your Magic Money Moments.

    • Susan Howell

      Thank you Deena. Being a part of this tribe of amazing women has been one of the biggest blessings in my life. You are spot on- being wise with money can open up so many doors and experiences. Money can become an avenue for freedom and joy instead of stress and fear. In my Build Your Budget bespoke program-I teach people the beauty and simplicity of budgeting and how it can transform your life.


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