Wearing Masks & Financial Wellness

What does wearing masks during COVID-19 (COVID) and financial wellness have to do with each other? Well, quite a lot if you think about it. Wearing masks helps prevent the spread of COVID. Preventing the spread of COVID helps flatten the curve. Flattening the curve helps the economy open up again. Safely opening the economy helps our financial wellness, both individually, locally, and globally. The industries affected by COVID are countless. The people who make up the workforces of those countless industries are suffering. People need to work. People also need services.

How a Visit to the Dentist During COVID is Connected with Wellness, Including Financial Wellness

I want to micro-focus this blog post on an experience I recently had at my dentist, the wonderful Dr. Gloria Alvareztorre DMD at Real Smile in North Miami, Florida. That’s Dr. Alvareztorre and her team in the photo above. Now, I can’t say going to the dentist was ever my favorite pastime, even before COVID. Yet, after dental offices closed due to the virus, I was more than ready to get my teeth cleaned but a little nervous about the whole procedure. Well, on July 2nd, my nervousness was put to a halt upon entry into the Real Smile office. Everyone that came into contact with me wore masks, gloves, and plastic face shields. The doctor, her dental hygienist, and dental assistants all also wore protective clothing.

Dr. Alvareztorre and her team were risking their personal safety to provide dental services to me. Now, of course I followed their COVID rules and regulations and wore a mask, cleaned my hands, and social distanced until that was not possible when my X-Rays and dental cleaning began. No, I don’t exhibit any symptoms of COVID and to the best of my knowledge, I do not have the virus but people can be asymptomatic and there is no foolproof way, without a COVID test, to know if you carry the virus.

My point is, Dr. AlvarezTorre and her team risked their safety to provide me with a needed service. It’s a catch-22 because of various reasons. Dr. AlvarezTorre and her team want to take care of their patients and they also need to earn a living but there is an inherent risk. So I believe my duty, as their patient and as a mindful human being, is to mitigate their risks and my own by wearing a mask and social distancing when I am in public. I do go running outside in my neighborhood without a mask but I am by myself and I do not get close to anyone on the street.

We Are All Connected

We are all connected and COVID has shown us that in so many ways. Our economy is connected to our health. When our health is failing, our economy is also failing. So, yes, I believe wearing a mask in public and mitigating the risk for yourself and others is part of what will get us back on the financial recovery path. I know it is more complicated of course than just wearing masks, hand washing, and social distancing but those acts help and at this unprecedented time in history, we need all the help we can get.

When my local post office installed plastic screens between the employees and customers and required everyone who entered the post office to wear masks, it became more safe. When my hair and nail salon take my temperature, have sanitizer always available, require everyone to wear a mask, social distance, and wipe down surfaces, it is more safe. When employees and shoppers in grocery stores all wear masks, sanitize hands, and respect social distancing it is more safe. The list goes on and on.

This is not how it will be forever but the world as we knew it has definitely changed. Do I want to hug people, go out dancing, have dinner parties, and go to the movies? Yes, I do, but I have to wait awhile. We all have to wait awhile. We are in this together and we can come through this together. I believe we can actually grow through this together, even transform our ways to healthier, more mindful ways of being. This mindfulness can also translate to financial wellness. As financial wellness begins in the mind. You have to change your thoughts about money before you can change your actions regarding money.

A special shout out to Dr. AlvarezTorre, and the rest of her team, Katia, Maipu, Annicia, and Altagrace. Thank you for caring about me and all your patients and making me feel safe. I appreciate all of you and all the service providers who risk their safety to take care of us. Let’s reciprocate, and help flatten the curve by wearing masks, washing our hands regularly, social distancing, and being kind to one another.

Sincerely and with gratitude,

Susan, The MoneyMaestra

Susan Howell
Written by: Susan Howell, The MoneyMaestra.

Even though I grew up without money, I was able to retire at 50 based on my financial practices. I worked for the Federal Government for 26 years, with 6 of those years at the IRS and 20 at the Department of Justice, which included investigating many money-related cases.

I created MoneyMaestra to share what I know and to help people get on the path to Financial Freedom.


  1. Debbie

    Hi Susan. I recently also visited my dentist and my doctors office in the last 2 weeks. I was happy they were open and able to help me but also that they were following social distancing rules, as I am too. If we want things to get back to “normal” we all need to try our best and follow guidelines. If we don’t its not only bad for us but many small businesses could go out of business. That does affect us all, directly or indirectly. Stay safe —flatten the curve!

    • Susan Howell

      Debbie, yes we all have to do our best to flatten the curve. We are all in this together. This is a tough and risky time to be a dentist. I am very appreciative of the level of care I received from Dr. Alvareztorre and her team at this very trying time. I’m glad you were able to get your medical appointments also.

    • Karyn Keil

      Yes, we are all in this together and we are recognizing how connected we are, even as we are social distancing. Our priorities are becoming more clear. Thank you to all who are keeping society running, even when it poses risks for their own health. There is much inspiration in our communities when we look for it. People are doing great things!

  2. Farooq

    Great article Susan. I could not agree with you more. mid-May I found myself in hospital at my ‘local’ hospital which also just happens to be a world leading heart centre, on a normal day one of the busiest hospitals in the UK running multiple operating theatres like clockwork 24/7, 365. Unfortunately I was there mid-May for a cardiac procedure which could not be delayed, this at the height of the ‘lockdown’. I was staggered and humbled by the change in procedures that had been introduced of from the moment I walked in through the front doors until I left to keep me and more importantly themselves safe. I know a lot has been reported in the media about our COVID-19 related deaths per capita in the UK, but I can also tell you we have one of the best health care systems in the world in a crisis which always steps up when called upon. I feel immensely proud of the men, women and all the key workers not only here in the #NHS but also those working elsewhere around the world like your dental team example, many who put themselves at risk on the frontline every single day dealing with this pandemic while keeping us safe. I already knew, but on that day I also witnessed and experienced first hand the selfless caring and dedication provided to help others. I/We all owe them a debt of gratitude, not in current times now but in general at all time, there is a reason they are regarded the noble profession! To your point of social distancing and doing our bit, it’s a small sacrifice or price to pay, I never leave home without my face mask and maintain social distancing at all times… it’s the least we can do to help them. Like you say this ‘New Normal’ is likely to be with us for a while yet but we can all make a contribution in whatever small way to flatten the curve and come out of this global crisis wherever we are in the world! #NHSthankyou #Keyworkers #covid19.

    • Susan Howell

      Farooq, thank you for sharing that very personal example of how our health care workers are making sacrifices every single day for the benefit of all of us. It is humbling. I am thankful you received the care you needed in the midst of Corona. I have heard very good things about NHS from my friends in the UK. I absolutely agree we all owe the health care workers around the world our debt of gratitude. We are all in this game of life together and we can all make our own contribution to help flatten the curve.


Submit a Comment

Your email address will not be published. Required fields are marked *