Money and Meditation

Do money and meditation go together? Yes, they do. Read on to gain my insight and personal experience regarding the synchronicity of money and meditation.

The Money Spin

Have you ever been in the Money Spin? Where you are worried, having anxiety, or freaking out about something money related? You want to come up with a solution but your head is spinning and your emotions are following. Your physical body is feeling it too, maybe you are getting a headache, or feel sick to your stomach, or you cannot sit still or sleep.

These internal reactions to your money issues often spill over to your relationships. You may get in a fight with your spouse, be short with your children, or make a rude comment to a friend. When you are worried about money, it tends to have these effects, but what if there was another way?

Each one of us is going to be dealing with money for the rest of our lives. No one enjoys money stress. It feels bad to the mind, body, and soul. Yet, if we do not address the underlying issues and become solution oriented- we just repeat the Money Spin over and over. It is tiring just thinking about it.

We all know that when we are upset, worried, stressed, or anxious about money, we do not make the best choices. You must deal with the money issues at hand, but how you deal with them is up to you.

“Quick Fixes”

We all know about “feel good quick fixes,” such as impulse shopping, going on that too expensive vacation, going out to dinner, or maybe having a happy hour with friends. These “fixes” may feel good in the moment, but it is a temporary feeling that eventually makes you feel worse about your money situation.

Why? Well, there is no progress toward resolving the underlying money issues that are causing you stress. The vacation may be a band-aid but when the vacation is over, the band-aid is painfully ripped off and the cut is still not healed.

The Vicious Cycle

One of the best things you can have at a time of stress is the ability to have a calm mind. If you cannot think clearly, it is difficult to make sound choices. This definitely applies to money. Here is an example of the “feel good quick fix,” or should I say “unfix.”

往 You are stressed because you do not have an emergency fund. You know your car is getting old and will soon need significant repairs.

往 You get a call from a friend to go out to that new restaurant with the great reviews.

往 You want to feel better and get out of your head for a while, so you tell your friend, “Sure, let’s go.”

往 You pay for your restaurant dinner and drinks on your credit card.

往 Your car breaks down 3 months later and you still have no emergency fund, so the repair cost will have to go on your credit card.

往 And the vicious cycle continues.

It is no surprise that you are stressed! Yet, all along you had a choice to do it differently, but your old patterns were kicking in. The good news is you can break the cycle. It is not about depriving yourself. It is about getting real with yourself and facing your money situation with eyes-wide-open. If you continue to ignore your financial issues, they will become worse.


Meditation is one of the best ways to shift your thought processes and to calm your mind. When you take time to meditate, you are taking time to return to your center, peace, stillness, and your unlimited potential. Operating from this state, the choices you make, when you come out of meditation, will begin to reflect this new way of being that is opening up for you.

In Miami, my favorite spot to meditate is in my pollinator garden; nature adds to the depth of my meditation. Nature is creation, abundance, and renewal, in action.

While here in Chennai, India, I meditate on our balcony, surrounded by trees. I see the vibrant blooms, the new bright green leaves, and the crows, butterflies, and bees passing by, while the breeze blows through my hair.

Nature is an added level of inspiration that deepens my meditation practice. I am observing the flow of nature while stilling my mind. When I meditate, I know there is enough, there is always enough.

Unlimited Potential and Peace

I have achieved Financial Freedom in my life by yes, having good money principles and habits and acting on them, but also by being at peace. Meditation brings you back to your essence, to your unlimited potential, and to peace.

Take time to meditate and you will find that your time actually expands. As does your capability to make money choices that serve you and help you get on the path to Financial Wellness and ultimately, Financial Freedom.


Susan Howell, The MoneyMaestra

Susan Howell
Written by: Susan Howell, The MoneyMaestra.

Even though I grew up without money, I was able to retire at 50 based on my financial practices. I worked for the Federal Government for 26 years, with 6 of those years at the IRS and 20 at the Department of Justice, which included investigating many money-related cases.

I created MoneyMaestra to share what I know and to help people get on the path to Financial Freedom.


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